Life Insurance quotes are easily obtained by completing our enquiry forms. You can select any amount of cover (usually) and there are various options as to how premiums are structured. As a rule the number one factor in determining the cost of the insurance is your age and then your smoking status. You can also choose from premiums that rise each year or premiums that remain level for 10 years or to various ages.

There are numerous NZ Life Insurers. We deal with, and recommend, Pinnacle Life, Sovereign Insurance, Tower Life and Health, ING Life, Fidelity Life, AIA Life and Dorchester Life. All are financially strong and provide excellent product and service levels.

Good reasons to have Life Insurance include covering mortgage debt, providing money to raise dependent children, funeral expenses and providing day to day living expenses for any family members left behind.

• On average there is one death in New Zealand every 19 minutes.
• Every 90 minutes a New Zealander dies of a Heart Attack.
• 28% of cancer related deaths were of people between the ages of 25 and 64.
• Contact our office for the sources of information if required.

Life insurance applications are surprisingly easy to make. There are online application processes such as with Pinnacle Life or 2-3 pages applications forms with some of the other insurers. Some insurers still have quite lengthy applications forms but the trend is towards 'simple' forms, especially for straightforward Life Insurance applications.

Life Insurance Brokers (or Advisors) offer consumers a valuable service. Typically a broker will have agreements with a wide range of insurers so they can truly offer you a variety of options. Usually a service is free to you for the entire duration of your insurance being in force and a good broker will be in touch with you yearly to discuss your covers and also be available to help with ongoing queries or further business requirements.